I finally made a purchase/business step that I've been putting off for a long time. I bought my own hosting account from these guys. Up until now, I've worked with a phenomenal web guru Willy- who hosts my sites and helps me with my technical questions and concerns.
The natural course of events however, pointed me to the realization that I need to have my own hosting account for any client that needs a site designed. The price and terms were right, thus supporting this decision and fueling a new business endeavor of my own- wish me luck!